
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
    --primary: #1a56db;
    --primary-dark: #0d3fa6;
    --primary-light: #3b82f6;
    --gold: #d4a017;
    --gold-light: #f0c040;
    --white: #ffffff;
    --dark: #050d1f;
    --dark-card: rgba(255,255,255,0.04);
    --glass: rgba(255,255,255,0.06);
    --glass-border: rgba(255,255,255,0.1);
    --text: rgba(255,255,255,0.9);
    --text-muted: rgba(255,255,255,0.55);
    --green: #10b981;
    --red: #ef4444;
    --purple: #7c3aed;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html { scroll-behavior: smooth; }

body {
    font-family: 'Inter', sans-serif;
    background: var(--dark);
    color: var(--text);
    overflow-x: hidden;
}

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }

/* ===== NAVBAR ===== */
.navbar {
    position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
    padding: 16px 0;
    transition: var(--transition);
}
.navbar.scrolled {
    background: rgba(5,13,31,0.95);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--glass-border);
    padding: 12px 0;
}
.nav-container {
    max-width: 1200px; margin: 0 auto; padding: 0 24px;
    display: flex; align-items: center; gap: 32px;
}
.nav-logo {
    display: flex; align-items: center; gap: 10px;
    text-decoration: none; font-size: 22px; font-weight: 800;
    color: white; letter-spacing: -0.5px;
}
.logo-icon {
    width: 40px; height: 40px; border-radius: 12px;
    background: linear-gradient(135deg, var(--primary), var(--gold));
    display: flex; align-items: center; justify-content: center;
    font-size: 18px; color: white;
}
.nav-links {
    display: flex; list-style: none; gap: 4px; margin-left: auto;
}
.nav-links a {
    color: rgba(255,255,255,0.7); text-decoration: none;
    padding: 8px 14px; border-radius: 8px;
    font-size: 14px; font-weight: 500;
    transition: var(--transition);
}
.nav-links a:hover { color: white; background: var(--glass); }
.nav-actions { display: flex; gap: 10px; }
.btn-nav {
    padding: 9px 20px; border-radius: 10px;
    font-size: 14px; font-weight: 600;
    text-decoration: none; transition: var(--transition);
}
.btn-outline {
    border: 1px solid rgba(255,255,255,0.2);
    color: white; background: transparent;
}
.btn-outline:hover { background: var(--glass); border-color: rgba(255,255,255,0.4); }
.btn-primary {
    background: linear-gradient(135deg, var(--primary), #2563eb);
    color: white; border: none;
    box-shadow: 0 4px 15px rgba(26,86,219,0.35);
}
.btn-primary:hover { transform: translateY(-1px); box-shadow: 0 6px 20px rgba(26,86,219,0.5); }
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; }
.hamburger span { width: 24px; height: 2px; background: white; border-radius: 2px; transition: var(--transition); }

/* ===== HERO ===== */
.hero {
    position: relative; min-height: 100vh;
    display: flex; flex-direction: column;
    overflow: hidden;
}
.hero-bg { position: absolute; inset: 0; z-index: 0; overflow: hidden; }
.hero-orb {
    position: absolute; border-radius: 50%;
    filter: blur(100px); animation: heroFloat 10s ease-in-out infinite;
}
.orb-blue { width: 700px; height: 700px; background: radial-gradient(circle, rgba(26,86,219,0.3), transparent); top: -200px; right: -100px; }
.orb-gold { width: 400px; height: 400px; background: radial-gradient(circle, rgba(212,160,23,0.2), transparent); bottom: 100px; left: -100px; animation-delay: -5s; }
.orb-purple { width: 500px; height: 500px; background: radial-gradient(circle, rgba(124,58,237,0.15), transparent); top: 50%; left: 40%; animation-delay: -3s; }
@keyframes heroFloat {
    0%,100% { transform: translateY(0) scale(1); }
    50% { transform: translateY(-40px) scale(1.03); }
}
.grid-overlay {
    position: absolute; inset: 0;
    background-image: linear-gradient(rgba(26,86,219,0.06) 1px, transparent 1px),
                      linear-gradient(90deg, rgba(26,86,219,0.06) 1px, transparent 1px);
    background-size: 60px 60px;
}
.hero > .container { position: relative; z-index: 2; flex: 1; display: flex; align-items: center; padding-top: 100px; }
.hero-grid {
    display: grid; grid-template-columns: 1fr 1fr; gap: 60px;
    align-items: center; width: 100%;
}
.hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(26,86,219,0.15); border: 1px solid rgba(26,86,219,0.3);
    border-radius: 50px; padding: 8px 16px;
    color: var(--primary-light); font-size: 13px; font-weight: 500;
    margin-bottom: 24px;
}
.hero-title {
    font-size: clamp(40px, 5vw, 68px); font-weight: 900;
    line-height: 1.05; letter-spacing: -2px; color: white;
    margin-bottom: 20px;
}
.gradient-text {
    background: linear-gradient(135deg, var(--primary-light) 0%, var(--gold) 100%);
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text;
}
.hero-desc {
    font-size: 17px; color: var(--text-muted); line-height: 1.7;
    margin-bottom: 32px; max-width: 480px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 32px; }
.btn-hero {
    padding: 15px 28px; border-radius: 14px;
    font-size: 15px; font-weight: 600;
    text-decoration: none; transition: var(--transition);
    display: inline-flex; align-items: center; gap: 8px;
}
.btn-hero-primary {
    background: linear-gradient(135deg, var(--primary), #2563eb);
    color: white; box-shadow: 0 4px 20px rgba(26,86,219,0.4);
}
.btn-hero-primary:hover { transform: translateY(-3px); box-shadow: 0 8px 30px rgba(26,86,219,0.6); }
.btn-hero-outline {
    border: 1px solid rgba(255,255,255,0.2);
    color: white; background: rgba(255,255,255,0.05);
    backdrop-filter: blur(10px);
}
.btn-hero-outline:hover { background: rgba(255,255,255,0.1); transform: translateY(-2px); }
.hero-trust { display: flex; gap: 24px; flex-wrap: wrap; }
.trust-item { display: flex; align-items: center; gap: 8px; color: var(--text-muted); font-size: 13px; }
.trust-item i { color: var(--gold); }

/* Banking Card 3D */
.banking-card-3d { position: relative; }
.card-glow {
    position: absolute; inset: -40px;
    background: radial-gradient(circle, rgba(26,86,219,0.3), transparent 70%);
    border-radius: 50%; animation: glowPulse 3s ease-in-out infinite;
}
@keyframes glowPulse {
    0%,100% { opacity: 0.5; transform: scale(1); }
    50% { opacity: 1; transform: scale(1.05); }
}
.main-card {
    background: linear-gradient(135deg, #1a3a8f, #0d2156, #1a56db);
    border-radius: 24px; padding: 32px; width: 100%; max-width: 400px;
    border: 1px solid rgba(255,255,255,0.15);
    box-shadow: 0 30px 80px rgba(0,0,0,0.5), inset 0 1px 0 rgba(255,255,255,0.1);
    transform: perspective(1000px) rotateY(-5deg) rotateX(3deg);
    transition: var(--transition); position: relative; z-index: 2;
    backdrop-filter: blur(20px);
}
.main-card::before {
    content: ''; position: absolute; inset: 0;
    background: radial-gradient(circle at 30% 20%, rgba(255,255,255,0.08), transparent 60%);
    border-radius: 24px;
}
.main-card:hover { transform: perspective(1000px) rotateY(0deg) rotateX(0deg) scale(1.02); }
.card-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 32px; }
.card-logo { color: white; font-weight: 700; font-size: 16px; display: flex; align-items: center; gap: 8px; }
.card-chip {
    width: 40px; height: 30px; background: linear-gradient(135deg, var(--gold), var(--gold-light));
    border-radius: 6px; display: flex; align-items: center; justify-content: center;
    font-size: 14px; color: #5a3e00;
}
.card-number { color: rgba(255,255,255,0.9); font-size: 20px; letter-spacing: 4px; margin-bottom: 28px; font-family: monospace; }
.card-footer { display: flex; justify-content: space-between; align-items: flex-end; }
.card-label { color: rgba(255,255,255,0.5); font-size: 10px; text-transform: uppercase; letter-spacing: 1px; }
.card-value { color: white; font-size: 15px; font-weight: 600; margin-top: 4px; }
.visa-logo { color: white; font-size: 22px; font-style: italic; font-weight: 900; letter-spacing: -1px; }
.floating-stats { position: absolute; }
.stat-bubble {
    position: absolute; background: rgba(5,13,31,0.9);
    border: 1px solid var(--glass-border); border-radius: 16px;
    padding: 12px 16px; display: flex; align-items: center; gap: 10px;
    backdrop-filter: blur(20px); min-width: 140px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.4);
    animation: floatBubble 4s ease-in-out infinite;
}
.stat-bubble i { font-size: 20px; }
.stat-val { font-weight: 700; font-size: 15px; color: white; }
.stat-lbl { font-size: 11px; color: var(--text-muted); }
.stat-1 { bottom: -30px; left: -60px; animation-delay: 0s; }
.stat-2 { top: 20px; right: -70px; animation-delay: -2s; }
.stat-3 { bottom: 60px; right: -60px; animation-delay: -1s; }
@keyframes floatBubble {
    0%,100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}
.text-green { color: var(--green); }
.text-gold { color: var(--gold); }
.text-blue { color: var(--primary-light); }

/* Stats Bar */
.stats-bar {
    position: relative; z-index: 2;
    background: rgba(255,255,255,0.04);
    border-top: 1px solid var(--glass-border);
    padding: 32px 0;
}
.stats-grid {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 24px; text-align: center;
}
.stat-number {
    font-size: clamp(28px, 3vw, 40px); font-weight: 900;
    background: linear-gradient(135deg, var(--primary-light), var(--gold));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text;
}
.stat-label { color: var(--text-muted); font-size: 14px; margin-top: 4px; }

/* ===== SECTION STYLES ===== */
.section-header { text-align: center; margin-bottom: 56px; }
.section-badge {
    display: inline-flex; align-items: center;
    background: rgba(26,86,219,0.12); border: 1px solid rgba(26,86,219,0.25);
    border-radius: 50px; padding: 6px 16px;
    color: var(--primary-light); font-size: 13px; font-weight: 600;
    margin-bottom: 16px; letter-spacing: 0.5px;
}
.section-header h2 {
    font-size: clamp(30px, 4vw, 48px); font-weight: 800;
    line-height: 1.1; letter-spacing: -1px; margin-bottom: 16px;
}
.section-header p { color: var(--text-muted); font-size: 17px; max-width: 500px; margin: 0 auto; }

/* ===== SERVICES ===== */
.services-section { padding: 100px 0; }
.services-grid {
    display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px;
}
.service-card {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 20px; padding: 32px;
    transition: var(--transition); position: relative; overflow: hidden;
}
.service-card::before {
    content: ''; position: absolute; inset: 0;
    background: linear-gradient(135deg, rgba(26,86,219,0.05), transparent);
    opacity: 0; transition: var(--transition);
}
.service-card:hover { transform: translateY(-6px); border-color: rgba(26,86,219,0.3); box-shadow: 0 20px 50px rgba(0,0,0,0.3); }
.service-card:hover::before { opacity: 1; }
.service-icon {
    width: 56px; height: 56px; border-radius: 16px;
    display: flex; align-items: center; justify-content: center;
    font-size: 22px; color: white; margin-bottom: 20px;
    box-shadow: 0 8px 20px rgba(0,0,0,0.3);
}
.service-card h3 { font-size: 18px; font-weight: 700; color: white; margin-bottom: 10px; }
.service-card p { color: var(--text-muted); font-size: 14px; line-height: 1.6; margin-bottom: 20px; }
.service-link {
    color: var(--primary-light); text-decoration: none; font-size: 14px;
    font-weight: 600; display: inline-flex; align-items: center; gap: 6px;
    transition: var(--transition);
}
.service-link:hover { color: var(--gold); gap: 10px; }

/* ===== SAVINGS ===== */
.savings-section { padding: 100px 0; background: rgba(255,255,255,0.02); }
.savings-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.savings-content .section-badge { margin-bottom: 16px; }
.savings-content h2 { font-size: clamp(28px, 3.5vw, 44px); font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.savings-content > p { color: var(--text-muted); font-size: 16px; line-height: 1.7; margin-bottom: 32px; }
.feature-list { margin-bottom: 36px; }
.feature-item { display: flex; gap: 16px; align-items: flex-start; margin-bottom: 20px; }
.feature-icon {
    width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0;
    background: rgba(26,86,219,0.15); border: 1px solid rgba(26,86,219,0.3);
    display: flex; align-items: center; justify-content: center;
    color: var(--primary-light); font-size: 16px;
}
.feature-item h4 { font-size: 15px; font-weight: 600; color: white; margin-bottom: 4px; }
.feature-item p { font-size: 13px; color: var(--text-muted); }
.btn-primary-hero {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 14px 28px; border-radius: 12px;
    background: linear-gradient(135deg, var(--primary), #2563eb);
    color: white; text-decoration: none; font-size: 15px; font-weight: 600;
    transition: var(--transition); box-shadow: 0 4px 20px rgba(26,86,219,0.4);
}
.btn-primary-hero:hover { transform: translateY(-2px); box-shadow: 0 8px 30px rgba(26,86,219,0.6); }
.savings-card {
    background: linear-gradient(135deg, rgba(26,86,219,0.15), rgba(5,13,31,0.8));
    border: 1px solid rgba(26,86,219,0.25); border-radius: 24px; padding: 28px;
    backdrop-filter: blur(20px);
}
.savings-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 16px; color: rgba(255,255,255,0.7); font-size: 14px; }
.savings-badge { background: rgba(16,185,129,0.2); border: 1px solid rgba(16,185,129,0.3); color: var(--green); font-size: 11px; font-weight: 600; padding: 3px 10px; border-radius: 20px; }
.savings-balance { font-size: 36px; font-weight: 800; color: white; margin-bottom: 12px; }
.savings-apy { display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; color: var(--text-muted); font-size: 14px; }
.apy-rate { font-size: 22px; font-weight: 800; color: var(--gold); }
.savings-chart { margin-bottom: 20px; }
.chart-bars { display: flex; align-items: flex-end; gap: 8px; height: 80px; }
.bar {
    flex: 1; background: rgba(26,86,219,0.3); border-radius: 4px 4px 0 0;
    position: relative; transition: var(--transition);
}
.bar:hover { background: rgba(26,86,219,0.6); }
.bar.active { background: linear-gradient(to top, var(--primary), var(--primary-light)); }
.bar span { position: absolute; bottom: -20px; left: 50%; transform: translateX(-50%); font-size: 10px; color: var(--text-muted); white-space: nowrap; }
.savings-stats { display: flex; justify-content: space-between; padding-top: 8px; }
.ss-label { font-size: 12px; color: var(--text-muted); margin-bottom: 4px; }
.ss-val { font-size: 16px; font-weight: 700; color: white; }
.ss-val.text-green { color: var(--green); }
.loan-card {
    background: linear-gradient(135deg, rgba(212,160,23,0.15), rgba(5,13,31,0.9));
    border: 1px solid rgba(212,160,23,0.25); border-radius: 20px; padding: 24px;
    margin-top: 20px; display: flex; flex-direction: column; gap: 8px;
}
.loan-header { display: flex; align-items: center; gap: 10px; color: var(--gold); font-weight: 600; font-size: 15px; }
.loan-amount { font-size: 22px; font-weight: 800; color: white; }
.loan-rate { color: var(--text-muted); font-size: 14px; }
.btn-loan {
    margin-top: 8px; padding: 10px 20px; border-radius: 10px; width: fit-content;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: #2a1800; font-weight: 700; font-size: 14px; text-decoration: none;
    transition: var(--transition);
}
.btn-loan:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(212,160,23,0.4); }

/* ===== CREDIT CARDS ===== */
.cards-section { padding: 100px 0; }
.cards-showcase { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.credit-card-item {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 24px; overflow: hidden; transition: var(--transition);
    position: relative;
}
.credit-card-item:hover { transform: translateY(-8px); box-shadow: 0 25px 60px rgba(0,0,0,0.4); }
.credit-card-item.featured { border-color: rgba(212,160,23,0.4); }
.featured-badge {
    position: absolute; top: 16px; right: 16px; z-index: 10;
    background: linear-gradient(135deg, var(--gold), var(--gold-light));
    color: #2a1800; font-size: 11px; font-weight: 800;
    padding: 4px 12px; border-radius: 20px; letter-spacing: 0.5px;
}
.cc-visual {
    padding: 28px; color: white; min-height: 190px;
    display: flex; flex-direction: column; justify-content: space-between;
    position: relative; overflow: hidden;
}
.cc-visual::before {
    content: ''; position: absolute; top: -40px; right: -40px;
    width: 200px; height: 200px; border-radius: 50%;
    background: rgba(255,255,255,0.06);
}
.gradient-blue { background: linear-gradient(135deg, #1a3a8f, #1a56db); }
.gradient-gold { background: linear-gradient(135deg, #92600a, #d4a017, #f0c040); }
.gradient-dark { background: linear-gradient(135deg, #1a1a2e, #16213e, #0f3460); }
.cc-logo { font-size: 13px; font-weight: 700; display: flex; align-items: center; gap: 6px; }
.cc-chip { font-size: 20px; opacity: 0.8; }
.cc-num { font-size: 17px; letter-spacing: 3px; font-family: monospace; }
.cc-row { display: flex; justify-content: space-between; font-size: 13px; opacity: 0.8; }
.cc-info { padding: 24px; }
.cc-info h3 { font-size: 18px; font-weight: 700; color: white; margin-bottom: 16px; }
.cc-info ul { list-style: none; margin-bottom: 20px; }
.cc-info ul li { color: var(--text-muted); font-size: 13px; padding: 5px 0; display: flex; align-items: center; gap: 8px; }
.cc-info ul li i { color: var(--green); font-size: 11px; }
.btn-card {
    display: block; text-align: center; padding: 11px 20px;
    border-radius: 10px; text-decoration: none; font-size: 14px; font-weight: 600;
    transition: var(--transition);
    background: rgba(26,86,219,0.15); border: 1px solid rgba(26,86,219,0.3);
    color: var(--primary-light);
}
.btn-card:hover { background: rgba(26,86,219,0.3); transform: translateY(-1px); }
.btn-card-gold { background: rgba(212,160,23,0.15); border-color: rgba(212,160,23,0.3); color: var(--gold); }
.btn-card-gold:hover { background: rgba(212,160,23,0.3); }
.btn-card-dark { background: rgba(255,255,255,0.06); border-color: rgba(255,255,255,0.15); color: white; }
.btn-card-dark:hover { background: rgba(255,255,255,0.12); }

/* ===== CRYPTO ===== */
.crypto-section { padding: 100px 0; background: rgba(255,255,255,0.02); }
.crypto-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: start; }
.crypto-card-item {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 16px; padding: 20px;
    display: flex; align-items: center; gap: 16px;
    margin-bottom: 12px; transition: var(--transition);
}
.crypto-card-item:hover { transform: translateX(6px); border-color: rgba(26,86,219,0.3); }
.crypto-icon {
    width: 44px; height: 44px; border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    font-size: 20px; color: white; flex-shrink: 0;
}
.crypto-info { flex: 1; }
.crypto-name { font-size: 15px; font-weight: 600; color: white; }
.crypto-name span { color: var(--text-muted); font-size: 12px; font-weight: 400; margin-left: 4px; }
.crypto-price { font-size: 16px; font-weight: 700; color: white; margin-top: 2px; }
.crypto-change { font-size: 13px; font-weight: 600; padding: 4px 10px; border-radius: 20px; }
.crypto-change.positive { color: var(--green); background: rgba(16,185,129,0.1); }
.crypto-change.negative { color: var(--red); background: rgba(239,68,68,0.1); }
.crypto-feature-card {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 24px; padding: 36px;
}
.crypto-feature-card h3 { font-size: 24px; font-weight: 700; color: white; margin-bottom: 12px; }
.crypto-feature-card > p { color: var(--text-muted); font-size: 15px; line-height: 1.7; margin-bottom: 24px; }
.crypto-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 28px; }
.btn-crypto {
    padding: 10px 20px; border-radius: 10px; font-size: 14px; font-weight: 600;
    background: linear-gradient(135deg, var(--primary), #2563eb); color: white;
    border: none; cursor: pointer; display: flex; align-items: center; gap: 8px;
    transition: var(--transition); font-family: 'Inter', sans-serif;
}
.btn-crypto:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(26,86,219,0.4); }
.btn-crypto-outline {
    background: transparent; border: 1px solid rgba(26,86,219,0.4); color: var(--primary-light);
}
.btn-crypto-outline:hover { background: rgba(26,86,219,0.1); box-shadow: none; }
.crypto-perks { display: flex; flex-direction: column; gap: 12px; }
.perk { display: flex; align-items: center; gap: 10px; color: var(--text-muted); font-size: 14px; }
.perk i { color: var(--gold); font-size: 14px; width: 16px; }

/* ===== INVESTMENT PLANS ===== */
.investment-section { padding: 100px 0; }
.plans-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 60px; }
.plan-card {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 24px; padding: 28px; text-align: center;
    transition: var(--transition); position: relative;
}
.plan-card:hover { transform: translateY(-6px); border-color: rgba(26,86,219,0.3); }
.plan-card.plan-featured {
    background: linear-gradient(135deg, rgba(26,86,219,0.15), rgba(124,58,237,0.1));
    border-color: rgba(26,86,219,0.4);
    box-shadow: 0 0 40px rgba(26,86,219,0.15);
}
.plan-badge {
    position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
    background: linear-gradient(135deg, var(--primary), var(--primary-light));
    color: white; font-size: 11px; font-weight: 700; padding: 4px 14px; border-radius: 20px;
}
.plan-name { font-size: 14px; font-weight: 600; color: var(--text-muted); margin-bottom: 12px; text-transform: uppercase; letter-spacing: 1px; }
.plan-roi { font-size: 44px; font-weight: 900; color: white; line-height: 1; margin-bottom: 6px; }
.plan-roi span { font-size: 16px; color: var(--text-muted); font-weight: 400; }
.plan-duration { color: var(--gold); font-size: 14px; font-weight: 600; margin-bottom: 12px; }
.plan-range { color: var(--text-muted); font-size: 13px; margin-bottom: 12px; }
.plan-desc { color: var(--text-muted); font-size: 13px; margin-bottom: 20px; }
.btn-plan {
    display: block; padding: 12px 20px; border-radius: 10px;
    background: rgba(26,86,219,0.12); border: 1px solid rgba(26,86,219,0.25);
    color: var(--primary-light); text-decoration: none; font-size: 14px; font-weight: 600;
    transition: var(--transition);
}
.btn-plan:hover { background: rgba(26,86,219,0.25); }
.btn-plan-featured {
    background: linear-gradient(135deg, var(--primary), #2563eb);
    border-color: transparent; color: white;
    box-shadow: 0 4px 15px rgba(26,86,219,0.35);
}
.btn-plan-featured:hover { transform: translateY(-2px); box-shadow: 0 8px 25px rgba(26,86,219,0.5); }
.calculator-section {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 24px; padding: 36px;
}
.calculator-section h3 { font-size: 22px; font-weight: 700; color: white; margin-bottom: 28px; display: flex; align-items: center; gap: 10px; }
.calc-grid { display: grid; grid-template-columns: 1fr 1fr 1fr auto; gap: 20px; align-items: end; }
.calc-input label { display: block; color: rgba(255,255,255,0.7); font-size: 13px; font-weight: 500; margin-bottom: 8px; }
.calc-input input {
    width: 100%; padding: 14px 16px;
    background: rgba(255,255,255,0.06); border: 1px solid var(--glass-border);
    border-radius: 12px; color: white; font-size: 16px; font-family: 'Inter', sans-serif;
    outline: none; transition: var(--transition);
}
.calc-input input:focus { border-color: var(--primary); background: rgba(26,86,219,0.1); }
.calc-result { text-align: center; }
.result-label { color: var(--text-muted); font-size: 12px; margin-bottom: 4px; }
.result-value { font-size: 32px; font-weight: 900; color: var(--gold); }
.result-total { color: var(--text-muted); font-size: 13px; margin-bottom: 12px; }
.btn-calc {
    width: 100%; padding: 12px; border-radius: 10px;
    background: linear-gradient(135deg, var(--primary), #2563eb);
    border: none; color: white; font-size: 14px; font-weight: 600;
    cursor: pointer; transition: var(--transition); font-family: 'Inter', sans-serif;
}
.btn-calc:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(26,86,219,0.4); }

/* ===== MOBILE SECTION ===== */
.mobile-section { padding: 100px 0; background: rgba(255,255,255,0.02); }
.mobile-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
.mobile-content h2 { font-size: clamp(28px, 3.5vw, 44px); font-weight: 800; letter-spacing: -1px; margin-bottom: 16px; }
.mobile-content > p { color: var(--text-muted); font-size: 16px; line-height: 1.7; margin-bottom: 32px; }
.app-features { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 32px; }
.app-feature {
    display: flex; align-items: center; gap: 10px;
    color: rgba(255,255,255,0.8); font-size: 14px; font-weight: 500;
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 12px; padding: 12px 14px;
}
.app-feature i { color: var(--gold); font-size: 16px; width: 20px; }
.app-download { display: flex; gap: 14px; margin-bottom: 28px; }
.store-btn {
    display: flex; align-items: center; gap: 12px;
    background: rgba(255,255,255,0.06); border: 1px solid var(--glass-border);
    border-radius: 14px; padding: 14px 20px; text-decoration: none; color: white;
    transition: var(--transition); flex: 1;
}
.store-btn:hover { background: rgba(255,255,255,0.1); transform: translateY(-2px); }
.store-btn i { font-size: 26px; }
.store-btn span { display: block; font-size: 11px; color: var(--text-muted); }
.store-btn strong { font-size: 15px; }
.qr-section { display: flex; align-items: center; gap: 14px; color: var(--text-muted); font-size: 14px; }
.qr-placeholder {
    width: 64px; height: 64px; border: 2px solid var(--glass-border);
    border-radius: 10px; display: flex; align-items: center; justify-content: center;
    font-size: 32px; color: var(--text-muted);
}

/* Phone Mockup */
.phone-mockup { display: flex; justify-content: center; }
.phone-frame {
    width: 280px;
    background: #0d1a30; border-radius: 44px;
    border: 3px solid rgba(255,255,255,0.12);
    padding: 12px; box-shadow: 0 40px 80px rgba(0,0,0,0.6), inset 0 1px 0 rgba(255,255,255,0.08);
}
.phone-screen { background: #050d1f; border-radius: 36px; overflow: hidden; padding: 20px; }
.app-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 20px; font-size: 13px; color: rgba(255,255,255,0.8); }
.app-balance { background: linear-gradient(135deg, rgba(26,86,219,0.2), rgba(124,58,237,0.1)); border-radius: 18px; padding: 20px; text-align: center; margin-bottom: 20px; }
.bal-label { font-size: 11px; color: var(--text-muted); margin-bottom: 6px; }
.bal-amount { font-size: 28px; font-weight: 800; color: white; }
.bal-change { font-size: 12px; color: var(--green); margin-top: 4px; }
.app-actions { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-bottom: 20px; }
.app-action { text-align: center; }
.app-action i {
    width: 42px; height: 42px; border-radius: 14px;
    background: rgba(26,86,219,0.2); display: flex; align-items: center; justify-content: center;
    margin: 0 auto 6px; font-size: 15px; color: var(--primary-light);
}
.app-action span { font-size: 10px; color: var(--text-muted); }
.app-transactions { }
.app-tx { display: flex; align-items: center; gap: 10px; padding: 8px 0; border-bottom: 1px solid rgba(255,255,255,0.05); }
.tx-icon { width: 34px; height: 34px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 13px; flex-shrink: 0; }
.tx-details { flex: 1; font-size: 12px; color: white; }
.tx-date { font-size: 10px; color: var(--text-muted); margin-top: 2px; }
.tx-amount { font-size: 13px; font-weight: 700; }
.tx-amount.positive { color: var(--green); }
.tx-amount.negative { color: rgba(255,255,255,0.8); }

/* ===== TESTIMONIALS ===== */
.testimonials-section { padding: 100px 0; }
.testimonials-slider { overflow: hidden; margin-bottom: 32px; }
.testimonials-track { display: flex; gap: 24px; transition: transform 0.5s cubic-bezier(0.4, 0, 0.2, 1); }
.testimonial-card {
    min-width: calc(33.333% - 16px);
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 24px; padding: 32px; flex-shrink: 0;
}
.stars { color: var(--gold); font-size: 18px; margin-bottom: 16px; }
.testimonial-card > p { color: var(--text-muted); font-size: 15px; line-height: 1.7; margin-bottom: 24px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 14px; }
.author-avatar {
    width: 44px; height: 44px; border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 14px; font-weight: 700; color: white; flex-shrink: 0;
}
.testimonial-author strong { display: block; color: white; font-size: 14px; }
.testimonial-author span { color: var(--text-muted); font-size: 12px; }
.slider-controls { display: flex; align-items: center; justify-content: center; gap: 20px; }
.slider-btn {
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--glass); border: 1px solid var(--glass-border);
    color: white; cursor: pointer; font-size: 16px;
    display: flex; align-items: center; justify-content: center;
    transition: var(--transition);
}
.slider-btn:hover { background: rgba(26,86,219,0.2); border-color: rgba(26,86,219,0.3); transform: scale(1.05); }
.slider-dots { display: flex; gap: 8px; }
.dot { width: 8px; height: 8px; border-radius: 50%; background: rgba(255,255,255,0.2); cursor: pointer; transition: var(--transition); }
.dot.active { background: var(--primary); width: 24px; border-radius: 4px; }

/* ===== FAQ ===== */
.faq-section { padding: 100px 0; background: rgba(255,255,255,0.02); }
.faq-grid { max-width: 800px; margin: 0 auto; }
.faq-item {
    background: var(--glass); border: 1px solid var(--glass-border);
    border-radius: 16px; margin-bottom: 12px; overflow: hidden;
    transition: var(--transition);
}
.faq-item:hover { border-color: rgba(26,86,219,0.25); }
.faq-question {
    display: flex; justify-content: space-between; align-items: center;
    padding: 20px 24px; cursor: pointer; color: white; font-size: 16px; font-weight: 500;
}
.faq-question i { color: var(--primary-light); transition: var(--transition); }
.faq-item.open .faq-question i { transform: rotate(45deg); }
.faq-answer {
    max-height: 0; overflow: hidden;
    color: var(--text-muted); font-size: 15px; line-height: 1.7;
    transition: max-height 0.4s ease, padding 0.3s;
}
.faq-item.open .faq-answer { max-height: 200px; padding: 0 24px 20px; }

/* ===== NEWSLETTER ===== */
.newsletter-section { padding: 80px 0; }
.newsletter-card {
    background: linear-gradient(135deg, rgba(26,86,219,0.15), rgba(124,58,237,0.1));
    border: 1px solid rgba(26,86,219,0.25); border-radius: 28px;
    padding: 56px; text-align: center;
    backdrop-filter: blur(20px);
}
.newsletter-icon { font-size: 48px; color: var(--gold); margin-bottom: 16px; }
.newsletter-card h2 { font-size: clamp(24px, 3vw, 36px); font-weight: 800; margin-bottom: 12px; }
.newsletter-card > p { color: var(--text-muted); font-size: 16px; margin-bottom: 32px; }
.newsletter-form {
    display: flex; gap: 12px; max-width: 480px; margin: 0 auto 16px;
}
.newsletter-form input {
    flex: 1; padding: 15px 20px;
    background: rgba(255,255,255,0.08); border: 1px solid var(--glass-border);
    border-radius: 12px; color: white; font-size: 15px; font-family: 'Inter', sans-serif;
    outline: none; transition: var(--transition);
}
.newsletter-form input:focus { border-color: var(--primary); }
.newsletter-form button {
    padding: 15px 24px; border-radius: 12px;
    background: linear-gradient(135deg, var(--primary), #2563eb);
    border: none; color: white; font-size: 15px; font-weight: 600;
    cursor: pointer; transition: var(--transition); font-family: 'Inter', sans-serif;
    white-space: nowrap; display: flex; align-items: center; gap: 8px;
}
.newsletter-form button:hover { transform: translateY(-2px); box-shadow: 0 6px 20px rgba(26,86,219,0.4); }
.newsletter-note { color: var(--text-muted); font-size: 13px; display: flex; align-items: center; justify-content: center; gap: 6px; }

/* ===== FOOTER ===== */
.footer { padding: 80px 0 32px; border-top: 1px solid var(--glass-border); background: rgba(0,0,0,0.3); }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 56px; }
.footer-brand > p { color: var(--text-muted); font-size: 14px; line-height: 1.7; margin-bottom: 20px; margin-top: 8px; }
.social-links { display: flex; gap: 10px; }
.social-links a {
    width: 38px; height: 38px; border-radius: 10px;
    background: var(--glass); border: 1px solid var(--glass-border);
    display: flex; align-items: center; justify-content: center;
    color: var(--text-muted); font-size: 15px; text-decoration: none;
    transition: var(--transition);
}
.social-links a:hover { background: rgba(26,86,219,0.2); color: var(--primary-light); transform: translateY(-2px); }
.footer-col h4 { color: white; font-size: 15px; font-weight: 700; margin-bottom: 20px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul li a { color: var(--text-muted); text-decoration: none; font-size: 14px; transition: var(--transition); }
.footer-col ul li a:hover { color: var(--primary-light); padding-left: 4px; }
.footer-bottom {
    border-top: 1px solid var(--glass-border); padding-top: 28px;
    display: flex; justify-content: space-between; align-items: center; flex-wrap: gap;
}
.footer-bottom p { color: var(--text-muted); font-size: 13px; }
.footer-security { display: flex; gap: 20px; flex-wrap: wrap; }
.footer-security span { color: var(--text-muted); font-size: 12px; display: flex; align-items: center; gap: 5px; }
.footer-security span i { color: var(--gold); }
.gold { color: var(--gold); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .hero-grid { grid-template-columns: 1fr; gap: 40px; }
    .hero-visual { display: flex; justify-content: center; }
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .savings-grid { grid-template-columns: 1fr; }
    .crypto-grid { grid-template-columns: 1fr; }
    .plans-grid { grid-template-columns: repeat(2, 1fr); }
    .calc-grid { grid-template-columns: 1fr 1fr; }
    .mobile-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
    .nav-links { display: none; position: fixed; top: 0; left: 0; right: 0; bottom: 0; background: rgba(5,13,31,0.98); flex-direction: column; align-items: center; justify-content: center; gap: 24px; z-index: 999; }
    .nav-links.open { display: flex; }
    .hamburger { display: flex; z-index: 1000; }
    .services-grid { grid-template-columns: 1fr; }
    .cards-showcase { grid-template-columns: 1fr; }
    .plans-grid { grid-template-columns: 1fr 1fr; }
    .calc-grid { grid-template-columns: 1fr; }
    .testimonial-card { min-width: calc(100% - 8px); }
    .newsletter-form { flex-direction: column; }
    .footer-grid { grid-template-columns: 1fr; }
    .footer-bottom { flex-direction: column; gap: 16px; text-align: center; }
    .hero-title { font-size: 36px; }
    .stat-bubble { display: none; }
    .main-card { transform: none; max-width: 100%; }
    .app-features { grid-template-columns: 1fr; }
    .hero-actions { flex-direction: column; }
    .btn-hero { text-align: center; justify-content: center; }
}
@media (max-width: 480px) {
    .container { padding: 0 16px; }
    .plans-grid { grid-template-columns: 1fr; }
    .hero-trust { flex-direction: column; gap: 12px; }
    .savings-balance { font-size: 28px; }
    .app-download { flex-direction: column; }
}
